Shasta Mountain Real Estate
Shasta Mountain Realty
Sharing our love of nature and the mountain lifestyle where we live is key to our success. Combined with over 40 years of real estate experience, we possess the knowledge, expertise, passion, and dedication necessary to guide both sellers and buyers in achieving their goals.
Renovations That Don’t Pay Off
Some renovations may make a home more enjoyable, but they do not always pay off at resale, especially when they are too personal, too expensive, or out of step with local buyer expectations. … [Read More...]
Mortgage Recasting to Lower Your Payment
Mortgage recasting and refinancing can both affect your monthly payment, but recasting keeps your existing loan and interest rate while refinancing replaces the mortgage with a new one. … [Read More...]
Selling As-Is
Selling your home as-is can save time and upfront costs but it may also impact your price and buyer pool. Some buyers are willing to take on repairs, while others want move-in ready homes. The key is understanding what matters most in your market. … [Read More...]
What Incentives Help Sell a Home in a High-Rate Market?
One of the most effective tools in today's market is a seller-paid rate buydown. This allows the seller to contribute funds that temporarily lower the buyer's interest rate. For example, on a $400,000 loan, a 2-1 buydown might reduce the buyer's … [Read More...]
Waiting for the Perfect Rate
If you've been sitting on the sidelines waiting for mortgage rates to drop, you may want to reconsider. Rates are already below their long-term average, and every month of delay could mean missing out on equity growth through appreciation and loan … [Read More...]
What and Why Contingencies Matter
When a home goes under contract, many assume it's a done deal, but in reality, most real estate contracts include contingencies, or conditions that must be met for the sale to proceed. These clauses are designed to protect both buyers and … [Read More...]
The Hidden Tax Trap
Through a 28-year lens, tax policies on home sales haven't kept pace with rising home values. That's putting homeowners in a bind and stifling real estate opportunities across the board. Since 1997, the capital gains exclusion on the sale of a … [Read More...]
