Waiting for the Perfect Rate
If you've been sitting on the sidelines waiting for mortgage rates to drop, you may want to reconsider. Rates are already below their long-term average, and every month of delay could mean missing out on equity growth through appreciation and loan paydown. Here's why acting Continue Reading
What and Why Contingencies Matter
When a home goes under contract, many assume it's a done deal, but in reality, most real estate contracts include contingencies, or conditions that must be met for the sale to proceed. These clauses are designed to protect both buyers and sellers and offer a legal way Continue Reading
The Hidden Tax Trap
Through a 28-year lens, tax policies on home sales haven't kept pace with rising home values. That's putting homeowners in a bind and stifling real estate opportunities across the board. Since 1997, the capital gains exclusion on the sale of a primary residence has Continue Reading
Seller Disclosures are about transparency
When selling a home, full transparency is key. Seller disclosures provide potential buyers with crucial information about the condition of the property, ensuring a fair and informed transaction. Understanding what must be disclosed and why it matters can help protect both Continue Reading
Understanding the Differences in Level of Care
When working with a real estate agent, it's important to understand the level of responsibility they have toward you as their client. In almost all cases, when a seller lists their home with an agent, an agency relationship is formed, meaning the Continue Reading